I am on holiday this week. I got up in time to take Matthew to school and I was getting ready to go into Liverpool to do see my brother-in-law at work. I rarely see day time telly, but I turned it on as a accompaniment to doing the dishwasher. I was watching a programme called "The Jeremy Kyle Show" - with my mouth open. It was all very confusing, but they were not actors and they needed bodyguards on set to keep them apart, and they spoke in "beeps".
This is obviously not intellectual telly, the adverts came on and most of the adverts where for finance companies. The one that attracted my attention was an advert which interviewed suspiciously coherent people about how they couldn't get any sort of loans. They all stood in the rain whilst talking to the camera, but the public behind them did not seem to be bothered by the same rain (funny that).
There was a lot of talk about consolidating loans and securing your loan (which seems to be a good thing, but actually means they can take your house if you can't pay)
At our Army (Salvation Army/Church) we have just started a CAP programme. (see link for more details). The wonderful Gemma is our representative and she visits many people in debt. From my point of view it seems that the banks and financial institutions need to take a more responsible attitude to what they are doing to people lives.